6 amazing places to retire abroad

Emily Gorsky

For many of us, 退休为我们提供了做我们一直想做的事情的新机会, like travel or live somewhere new.

The cost of living in countries like America 对于那些希望自己的退休储蓄能继续增加的人来说,出国退休是否已经成为一个非常有吸引力的选择. 海外退休的最佳地点正迅速变成那些生活成本更低、医疗体系更好的地方.

与几年前相比,如今在国外退休要容易得多, so if you’re looking for the best places to spend your golden years, then read on.

1. Manama, Bahrain

  • Cost of living: $1500 - $2500 per month.
  • Healthcare:优秀的医疗设施和适中的成本,所有外籍人士都必须购买健康保险. Emergency healthcare is available to everyone.
  • Climate: Hot summers, dry throughout the year, plenty of sunshine.
  • Local culture and friends: Large expat community, liberal attitudes.
  • Amenities:生活奢侈,收入适中,吃喝玩乐的地方多
  • Crime rates: Low. 抢包确实偶尔发生,但暴力犯罪几乎闻所未闻.
  • Tax: No taxes.
  • Languages spoken: Arabic is the de facto national language, although English is widely spoken.

A stable economy, no taxes, modern infrastructure, 较高的生活水平和优质的医疗保健使巴林成为希望在国外生活的外籍人士和退休人员的首选. According to Expat Insider在美国,巴林是最容易定居的国家,其次是墨西哥和哥斯达黎加.

2. Cuenca, Ecuador

Cost of living: $1600 - $2400 per month

Healthcare厄瓜多尔已成为拉丁美洲卫生保健质量排名前五的国家之一. 合法居民可以按月缴费加入社会保障(IESS)医疗保健计划. 厄瓜多尔提供两个层次的公共卫生保健:社会保障卫生保健和公共卫生保健,公共卫生保健对包括公民在内的所有人免费提供服务, expats and visitors.

  • Climate: Mild. Cool summers (20-25°C), mild winters (10-17°C)
  • Local culture and friends: Friendly, welcoming locals and large expat community in main cities particularly Cuenca, Cotacachi and Quito.
  • Amenities: Seniors 65 and older enjoy numerous discounts in Ecuador. They get 50% off on public transit, airfares, electricity, water, phone service, and cultural and sporting event tickets.
  • Crime rates: Low. 针对外国人的犯罪和诈骗大多是机会犯罪,比如抢包.
  • Tax and average grocery bills: 12% tax added on most purchases, $30-$40 grocery bill.
  • Languages spoken: Spanish is the official language of Ecuador.

According to International Living在美国,昆卡的家庭没有制冷或供暖系统,因为它们是不必要的. This can save on your utility bills and bring your cost of living down.

厄瓜多尔其他受退休人员欢迎的城市包括瓜亚基尔、科塔卡奇和基多.

To obtain permanent resident status, retirees can apply for a pensioner visa. 要获得这种签证,你必须证明每月至少有800美元的稳定收入来源.

3. San Miguel de Allende, Mexico

  • Cost of living: $800 - $1000 per month.
  • Healthcare公共医疗,尽管许多外籍人士和退休人员使用私人医疗系统.
  • Climate: Hot summers, moderate rainfall, cool winters.
  • Local culture and friends:一个来自世界各地的大型外籍人士社区,一个充满活力的创意城市. 无论你喜欢舞蹈、绘画还是雕塑,都有专门的课程!
  • Crime rates: Low to moderate.
  • Tax and average grocery bills: 8% tax on goods, $40-$50 grocery bill.
  • Languages spoken: 西班牙语是主要bte365官网,尽管英语在旅游业中被广泛使用.

San Miguel de Allende enjoys a slow-paced lifestyle, with plenty of parks and plazas where you can enjoy a quiet lunch. Beautiful colonial homes and buildings surround the city, making you feel like you’re part of the history.

墨西哥其他受外国人欢迎的城市包括巴亚尔塔港(Puerto Vallarta)和瓜纳华托(Guanajuato). According to a recent survey 75%居住在墨西哥的外籍人士对他们所享受的医疗服务感到满意.

4. The Central Valley, Costa Rica

  • Cost of living: $2000 per month, some rentals are $500 per month.
  • Healthcare: Modern healthcare, high quality for low cost. Residents can take advantage of the public healthcare system.
  • Climate: Temperate climate year round, no need for heating or air conditioning.
  • Local culture and friends:友好的外籍人士社区,和其他退休人员有很多社交活动.
  • Amenities: Bustling markets, coffee plantations, museums and theatres.
  • Crime rates: Low to moderate. 机会犯罪对旅行者来说很常见,比如小偷小摸和抢包.
  • Tax and average grocery bills: 13% tax on goods, $30 grocery bill.
  • Languages spoken: Spanish is the official language of Costa Rica.

The Central Valley is not the cheapest place to live in Costa Rica, although many expats can live on under $2,000 a month. 美丽的风景和宁静的氛围使这里成为远离城市生活压力的完美天堂.

5. Hanoi, Vietnam

  • Cost of living: $650 - $1400, depending on your lifestyle.
  • Healthcare: Healthcare has improved over the years. Vinmec Hospital has international accreditation.
  • Climate: Hot, humid summers and cool winters which can drop to 10°C.
  • Local culture and friends: A combination of modern and traditional attitudes, not a big expat community, but locals are friendly and welcoming.
  • Amenities:靠近医院,有很多商店可以买到你需要的东西,海滩附近有可爱的咖啡馆.
  • Crime rates: Low.
  • Tax and average grocery bills: 10% tax on goods, $30-$35 average groceries.
  • Languages spoken: Vietnamese is the national and official language of Vietnam.

一个充满活力的城市,被美丽的,郁郁葱葱的风景所包围,河内是一个吸引退休人员的地方. There is much to explore here, including glittering temples, fascinating museums and beautiful beaches, all relatively easy to access.

学习越南语是了解河内生活的一个重要窗口,可以帮助你在日常生活中方便地与当地人交流.

6. Tagaytay City, Philippines

  • Cost of living: $1800 per month.
  • Healthcare: Excellent, with up-to-date medical facilities. You will need health insurance if you are planning to relocate here.
  • Climate: Mild, not as humid as Manila.
  • Local culture and friends: Friendly people, many travellers visit here.
  • Amenities:全年的节日,文化表演,当地餐馆的美食.
  • Crime rates: Moderate, lower in Tagaytay City than Manila.
  • Tax and average grocery bills: 12% tax on goods, $30 average groceries.
  • Languages spoken: Tagalog is the most dominant language spoken here.

Tagaytay is a small mountain resort village just an hour or two from Manila. 它坐落在一个山脊上,沿着波光粼粼的塔尔湖和塔尔火山的北侧延伸.

外国退休人员计划或特别居民退休人员签证(SSRV)使退休人员享有多次入境的特权,可以选择永久居住在菲律宾. This visa is for pensioners aged over 50.

Understanding healthcare options abroad

退休人员在移居国外之前面临的最大问题之一是他们选择的国家的医疗保健质量.

迪安娜·玛丽,国际健康保险高级顾问,与外籍人士和当地独立人士合作, says that despite what many travellers may think, 大多数国家都能以负担得起的价格提供同等水平的慢性病护理.

“More and more, 我开始向客户推荐他们可能考虑退休的地方。”, says Deanna. “Places like Panama, Costa Rica, Mexico, 泰国和其他国家都提供了优质的医疗服务,其提供者和医院的水平与西方标准相当.”

“[Additionally], 了解客户的病史是很重要的,这样我就可以推荐他们在哪个国家接受最好的医疗服务.”

Learning the local language

迪安娜的许多退休客户在成为居民后选择学习他们选择的国家的bte365官网, which she says helps keep the brain active and engaged.

Not only can learning the language be incredibly empowering, 它还可以让你冒险去那些几乎没有外国人的地方,探索那些你可能无法去的地方. It’s a great way to transition into your new life in a new country在美国,你可以参加许多为年龄较大的学习者设计的bte365官网课程.

Making the transition to move away from your homeland and retire abroad might seem a formidable task, 但是,正如大多数退休人员会告诉你的那样——这当然是值得的.

看看我们如何帮助你建立联系,打开世界的可能性.

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