實(shi)施方案提(ti)出，按照“政府引導、市場運作(zuo)、部門聯動(dong)、協同推(tui)進”的原則，以創新金融(rong)保(bao)(bao)(bao)(bao)險(xian)(xian)為手段，以水路電(dian)工程(cheng)設施為重點，建立(li)健全(quan)高標準農田保(bao)(bao)(bao)(bao)險(xian)(xian)體系，推(tui)動(dong)實(shi)現(xian)“建管合(he)一(yi)”。今年在滁(chu)州市全(quan)面開展(zhan)保(bao)(bao)(bao)(bao)險(xian)(xian)試(shi)點的基礎上，在全(quan)省不同類(lei)型地區選(xuan)點試(shi)點，為全(quan)面推(tui)開積累經驗。鼓(gu)勵各地結合(he)實(shi)際，探(tan)索將符合(he)條件(jian)的歷年已建高標準農田逐步納(na)入保(bao)(bao)(bao)(bao)險(xian)(xian)范疇。

根(gen)據實(shi)施(shi)方案，高(gao)標(biao)準農(nong)田(tian)保(bao)(bao)(bao)(bao)(bao)(bao)險標(biao)的(de)(de)(de)包括(kuo)田(tian)間道路、灌排系統、防護(hu)工(gong)程(cheng)、變配(pei)電工(gong)程(cheng)及(ji)(ji)投保(bao)(bao)(bao)(bao)(bao)(bao)人和承(cheng)保(bao)(bao)(bao)(bao)(bao)(bao)機(ji)(ji)構(gou)(gou)約定(ding)(ding)的(de)(de)(de)其(qi)他(ta)內容。保(bao)(bao)(bao)(bao)(bao)(bao)障(zhang)范(fan)(fan)圍可針對(dui)建(jian)后(hou)運(yun)行(xing)、自然災害與(yu)意外事故(gu)等方面(mian)開展試點。引導中標(biao)施(shi)工(gong)企業(ye)購(gou)買工(gong)程(cheng)質量責任保(bao)(bao)(bao)(bao)(bao)(bao)險，由承(cheng)保(bao)(bao)(bao)(bao)(bao)(bao)機(ji)(ji)構(gou)(gou)對(dui)工(gong)程(cheng)質量風險提供(gong)保(bao)(bao)(bao)(bao)(bao)(bao)險。保(bao)(bao)(bao)(bao)(bao)(bao)險費率采取(qu)綜合(he)(he)(he)費率與(yu)單項(xiang)(xiang)費率相結(jie)合(he)(he)(he)的(de)(de)(de)方式(shi)確定(ding)(ding)。保(bao)(bao)(bao)(bao)(bao)(bao)險期限自項(xiang)(xiang)目(mu)竣(jun)工(gong)驗收合(he)(he)(he)格(ge)且1年(nian)(nian)質保(bao)(bao)(bao)(bao)(bao)(bao)期滿之(zhi)日起(qi)，原則上(shang)不少于10年(nian)(nian)，具體由各地與(yu)保(bao)(bao)(bao)(bao)(bao)(bao)險機(ji)(ji)構(gou)(gou)商定(ding)(ding)。承(cheng)保(bao)(bao)(bao)(bao)(bao)(bao)機(ji)(ji)構(gou)(gou)選(xuan)擇由省級或(huo)市級農(nong)業(ye)農(nong)村部(bu)門牽頭(tou)遴選(xuan)若干(gan)家(jia)保(bao)(bao)(bao)(bao)(bao)(bao)險機(ji)(ji)構(gou)(gou)。縣級結(jie)合(he)(he)(he)實(shi)際，在遴選(xuan)的(de)(de)(de)范(fan)(fan)圍內選(xuan)定(ding)(ding)具體承(cheng)保(bao)(bao)(bao)(bao)(bao)(bao)機(ji)(ji)構(gou)(gou)。項(xiang)(xiang)目(mu)區所在鄉鎮人民政(zheng)(zheng)府作為投保(bao)(bao)(bao)(bao)(bao)(bao)人的(de)(de)(de)，保(bao)(bao)(bao)(bao)(bao)(bao)費可通過省以(yi)下財政(zheng)(zheng)安排的(de)(de)(de)農(nong)田(tian)水利管護(hu)資金、市縣財政(zheng)(zheng)安排的(de)(de)(de)高(gao)標(biao)準農(nong)田(tian)建(jian)設(she)資金結(jie)余部(bu)分及(ji)(ji)按規定(ding)(ding)整(zheng)合(he)(he)(he)的(de)(de)(de)其(qi)他(ta)相關資金籌集。在理賠(pei)服務上(shang)，承(cheng)保(bao)(bao)(bao)(bao)(bao)(bao)機(ji)(ji)構(gou)(gou)應及(ji)(ji)時查勘定(ding)(ding)損，按照(zhao)合(he)(he)(he)同約定(ding)(ding)支(zhi)付賠(pei)款，并根(gen)據委托(tuo)及(ji)(ji)時組(zu)織(zhi)工(gong)程(cheng)修復(fu)(fu)，確保(bao)(bao)(bao)(bao)(bao)(bao)盡快恢復(fu)(fu)設(she)施(shi)功能。